Xtab is a self-custody XRP wallet for everyday payments – so easy that anyone can use it. Show a QR code. The other person scans, checks and slides to pay. Done.
Live on XRPL Testnet · not for real money yet
Xtab does one job really well: paying and getting paid in person, safely.
Enter an amount in your own currency. Xtab shows a QR code with the text both ways up, so the person opposite you can read it too.
The payer scans and sees exactly who they pay and how much – with a warning if the address is unknown.
A slide plus a fingerprint, so nobody pays by accident. The XRP Ledger settles it in seconds for a fraction of a cent.
Your money. Your keys. Your phone. No bank, no exchange, no middleman – just you and the person in front of you.
The tag is a required choice – the most common way people lose XRP at an exchange simply can't happen by accident.
See and enter amounts in 160 currencies. The payment itself is always XRP.
Reads Xaman payment requests and standard XRP Ledger payment links, and refuses requests for other networks or tokens. Support for more wallets is on the way.
Ready for the whole world, with more languages on the way.
Brushed steel as standard. Premium editions like diamond plate add their own sounds and animations. Paying should feel good.
A simple merchant mode is on the way: type the amount, the customer scans, "Paid" appears once the ledger confirms.
Xtab is non-custodial: we never hold your keys or your money, and we run no servers that could.
The secret lives in the phone's secure hardware (Android Keystore) and only opens with your fingerprint. A new fingerprint on the phone locks the vault.
BIP39 recovery words – the same words also open your account on Ledger and Trezor hardware wallets.
Incoming payments count only after the XRP Ledger validates them, using the amount actually delivered.
Before Xtab handles real money, an external security firm will audit the app. The report will be public.
Android app with payments, QR, security and Premium editions.
Raising funds for an independent audit of the wallet.
Real XRP, signed updates and a bug-bounty programme.
iPhone app and payments in the RLUSD stablecoin.
We're preparing a crowdfunding campaign and grant applications to pay for an independent audit. Want to support Xtab or get notified when it starts?
React Native and mobile-security experience; XRPL and English are a plus. Equity with vesting, paid once funding is in place.